Most businesses treat credit card processing fees as a fixed cost — unavoidable, invisible, just part of doing business. They’re not. The average merchant pays 2.5–3.5% on every card transaction. On $500,000 in annual card revenue, that’s up to $17,500 a year gone before you’ve paid rent, payroll, or yourself.
Paynada was built to fix that.
Credit card processing is one of the largest line items most merchants never look at closely — because the statements are built to be confusing. Interchange fees, assessment fees, monthly minimums, batch fees: each one small enough to ignore, together large enough to hurt.
Paynada gives you two ways to stop paying them. Dual pricing shifts the cost to customers who pay by card — legally, transparently, and with clear signage. Or, if that’s not right for your business, we find the pricing model that is. Either way, you stop overpaying.
Most payment processors sell you a rate and move on. Paynada starts by understanding your business — your transaction mix, your average ticket, your customers — and builds a setup around what actually reduces your costs.
For most merchants, that means dual pricing: a legal, transparent program that eliminates credit card fees by giving customers the option to pay cash or card. For others, it means a different pricing model. We’ll tell you which one fits, and why.
You keep more revenue.
You gain clarity.
You operate with confidence.
Paynada is a payment ISO built for small businesses that are done watching processing fees eat their margins. We set up dual pricing so your customers cover the card fees — legally, transparently, and in as little as 3 business days. No long-term contracts. No hidden costs. No surprise statements.
Paynada combines $0 processing fee programs with reliable technology and real support — so you stop overpaying and start running more efficiently.
Paynada’s dual pricing program lets customers choose between a cash price and a card price. The card price covers the processing fee — you keep your full margin on every sale. Legal in all 50 states. Live in as little as 3 business days.
Get help when you need it. Between your local representative and our support team, issues are resolved quickly so your business keeps moving. Spanish-language support is also available.
The right tools make a major difference in daily operations. Paynada provides user-friendly payment solutions tailored to your workflow, so your team can operate with speed and confidence.
Your equipment is tested and pre-configured before it arrives, so it is ready to use out of the box. We also provide personalized training to help your team get up and running fast.
Access your deposits faster with next-day funding, so you can manage cash flow more effectively and keep your business moving.
Need additional capital for your business? Paynada offers fast, convenient funding options for eligible merchants who need access to working capital.
Keep more of every transaction and protect your margins.
Clear pricing. No surprises. No confusion.
Scales with your business, from single location to national footprint.
Reliable technology engineered for performance and uptime.
Real experts available when you need them.
Serving thousands of businesses across the United States.
Most merchants are surprised by the number. Your savings analysis is free, takes less than 10 minutes, and comes with no obligation.
